Contact: Tom Marshall (27 356 0369)
Email: tom.marshall@pallascapital.co.nz
Notes: Specializes in residual stock loans with interest pre-paid for the term. Pallas will consider an equity release of 25% once the LVR is below 55%. MIin-Term is 7 months (unless sold prior)
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How the lender classifies/segments borrowers into tiers or suites
| Tier | Criteria | Base Rates |
|---|---|---|
| Residual Stock Loan | Available for properties with unsold stock, up to 70% LVR |
Investor Full Doc: 8.95% |
| Amount Range | $5,000,000 - ∞ |
| Max LVR | 70.0% |
| Term | 7 ~ 12 months |
| Interest Rate | 8.95% - 8.95% |
| Payment Types | interest_only |
| Turnaround | - |
| Min Credit Score | - |
| Min Trading | - |
| Min Turnover | - |
| Property ownership | Required |
| Security Types | residential |
| Type | Max LVR | Notes |
|---|---|---|
| Residential | 70% | First mortgage only, GST excl |
| Type | Min | Max |
|---|---|---|
| Interest Only | - | 12mo |
| Establishment Fee | 1.5% |
| Documentation Fee | - |
| Monthly Fee | - |
| Line Fee | - |
| Security | First mortgage only |
| Documents | Registered valuation within 90 days of settlement, Usual privacy and compliance forms and KYC. Sponsors Statement of Position. |
| Meeting Date | Summary | Next Contact | Status | |
|---|---|---|---|---|
| 2026-03-12 | Met Tom with a small gift in Cafe | 2026-06-14 | Pending |
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