Notes: Occupation: Property Investor. Net worth: $28,014,100 calculated as total assets minus total liabilities. Property portfolio includes: 41a Clarence Street, Devonport ($7,000,000); 1A Harrison Road, Mt Wellington (26 units, $7,800,000); 2 Thornton Road, Milford ($3,075,000); 100 Market Road, Epsom ($3,675,000); 9 Patey Street, Epsom ($2,925,000); 7 Abbott Way, Remuera ($2,750,000); 27 Union Street, Auckland (3 units, $1,650,000); 141 & 141B Centreway Road, Orewa ($1,590,000); 8 Bass Road, Albany ($1,350,000). Banking relationship: BNZ. Credit strengths: High net worth (~$28m), strong liquidity (>$2m cash), conservative leverage (post-funding LVR ~50%), substantial property portfolio in prime Auckland locations, strong declared income (~$1.28m), clean liability profile. Income primarily from rental income of a diversified residential property portfolio.